Chapter 13 Bankruptcy
Chapter 13 Bankruptcy Attorney in Branson – Structured Debt Relief
If you’re struggling with debt but want to keep your home or car, Chapter 13 bankruptcy may be the solution. At Brazeale Law Firm, we help individuals in Branson and surrounding areas restructure their debt into manageable repayment plans while protecting their assets.
How Chapter 13 Bankruptcy Works
Chapter 13 bankruptcy allows individuals with a steady income to reorganize their debt into a repayment plan spanning 3 to 5 years. This process can stop foreclosure, prevent vehicle repossession, and consolidate debts into one affordable monthly payment. Our firm will help you create a plan that fits your financial situation while ensuring legal compliance.
YOUR CHOICE.
FAQs
Frequently Asked Questions About Chapter 13 Bankruptcy
How does Chapter 13 differ from Chapter 7?
Unlike Chapter 7, which eliminates unsecured debt, Chapter 13 reorganizes your debt into a structured repayment plan while allowing you to keep your assets.
Can Chapter 13 stop foreclosure?
Yes! Filing for Chapter 13 bankruptcy puts an automatic stay on foreclosure and allows you to catch up on past-due mortgage payments.
What debts can be included in a repayment plan?
Mortgage arrears, car loans, tax debt, and some unsecured debts can be included in a Chapter 13 repayment plan.
How long does a Chapter 13 repayment plan last?
Typically, plans last 3 to 5 years, with payments based on your income and debt level.
Regain Control with Chapter 13 Bankruptcy
Brazeale Law Firm can help you develop a manageable debt repayment plan that protects your assets. Contact us today for a consultation.
